Appraisal services for Carrollton and Carroll County homeowners

Here are the top 7 reasons GA homeowners hire University of West Georgia:

  1. Find the right listing price (whether they're selling the home themselves or using an agent)
  2. Challenge a property tax assessment
  3. To cut your mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. To determine the true market value of real estate in question to settle an estate

Do you own a house in or near Carrollton? Do you need help deciding the value of your real estate?
Contact University of West Georgia.

We at University of West Georgia understand the unique needs of a consumer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just how much your house is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value estimation than yours.

Appraisals to remove PMI

A popular money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are experienced in helping customers just like you rid themselves of unnecessary PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if you live in a region that is going down or not appreciating as much as other houses nearby. This only means you're probably paying higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from University of West Georgia is your #1 weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can this be unsuitable from a cash flow point of view, and unfavorable to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from University of West Georgia can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned appraiser to double-check your appraisal for efficiency? In a field review we will go out and check the subject and comps in question. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? University of West Georgia can help with that too. Even though this is usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your home.